We can organize your finances into one succinct report that forecasts how long you can live on your assets given your spending. It includes the following: liquid assets such as cash and investment accounts; illiquid assets; inflows/outflows; insurance analysis; tax planning techniques.
Investments we manage and advise on include stocks and bonds managed in separately managed accounts, mutual funds, ETFs, annuities, hedge funds, and private equity funds. We offer a wide variety of investment strategies for you, your family and your business.
There are a variety of account options for education savings: 529 plans, Coverdell accounts, and custodial accounts - just to name a few. Each type of account comes with different pros and cons. We can help you navigate through your choices and the proper amount to fund your accounts for projected school expenses.
We can solve for how much you should be saving/investing prior to retirement, what age you can comfortably retire at, and how much you can spend in retirement annually. This conversation includes deciding the most tax-efficient investment vehicles to invest in.
The most important asset in your life is you. If you become disabled, need long-term care in a nursing home, or you pass away early - your entire financial picture can become disarrayed. We can assess if you have enough coverage for these risks and also look at risks associated with areas such as business succession plans (Buy-Sell) and retirement funding needs (LIRPs).
Investing your money in the stock and bond market may seem pretty straightforward on the surface, but all of your investment choices have tax implications that you should be aware of. We can educate you on these implications as well as potential tax-saving strategies such as Roth conversions and charitable donations.
Life is unpredictable, but death is guaranteed at some point for all of us. Your organization can help your family make quick and proper decisions when you are unable to. We can help you get financially organized so that there are no harmful delays in the case of an emergency.
Here at White Aspen Capital, we believe that you can live the life you have always wanted with proper planning and healthy financial habits - we can help you get there with a tailored financial plan built just for you. Think of a financial plan as an annual check-up for your finances in which we can uncover any areas that need adjusting. Areas could include fixing how your assets are titled, reallocating your investments to match your risk tolerance, analysizing what age you should start your social security benefits, solving for the year you can retire, and/or making sure you are leaving the legacy behind to your heirs that you want.
We are very excited to talk to you and hope that we bring a refreshing and straightforward approach to the optimization of your financial picture. We are not a stodgy investment bank that will treat you like a number and the size of your assets does not determine your value to our firm. We look forward to speaking with you.
MyBlocks™ are short calculators you can use to solve common financial questions such as the ones in the below slideshow.
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The Yodlee® account aggregation tools (aka MyBlocks™) securely enable you to see your credit cards, loans, bank accounts, investment accounts, etc. all on one screen.